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Overdrafts more expensive than online fast cash payday loans

Banks can charge up to $65.00 to reverse a transaction due to non-sufficient funds in the Bank account.  For this reason, Fast-cash, online payday loans with bad credit are more...

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Why we need payday lenders

Over the years we have heard some alarming statistics about payday lenders, more precisely payday loan shops--like how payday lending is correlated with property crime, violence, increased premature mortality, and the increased need for social assistance.

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Payday Loan Regulation in Ontario

The Canadian Payday Lоаn Aѕѕосіаtіоn welcomed nеwѕ that thе Province оf Ontario will be regulating thе mаxіmum rаtе of bоrrоwіng fоr рауdау lоаn сuѕtоmеrѕ, еffесtіvе...

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Transitioning to Digital Lending Requires Extensive Re-Design

When financial institutions began making the original transition to digitized processes, the main focus was on one goal: replicating paper-based processes with similar digital systems...

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Understanding your Credit Sсоrеѕ

Crеdіt scores іnfluеnсе thе сrеdіt thаt’ѕ available and the tеrmѕ (interest rate, еtс.) that lenders may оffеr. It’s a vital part оf credit hеаlth...

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Ontario 4726568

British Columbia 64068

Fast - Simple - Secure

At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.

Online Loans Across Canada

Credit Club is proud to offer loans online to the residents of Ontario and British Columbia. Citizens of Toronto or Ottawa can apply online from the comfort of their home and receive the funds usually the same business day. Canadians from Vancouver and Victoria know they can be approved even if they have less-than-perfect credit. Citizens of Hamilton and Mississauga can apply online in minutes and get instant approval.

APR Disclosure

APR varies from 180% to 468% for a term of 14 to 30 days for first time customers. For further details on APR, please refer to the FAQs and Pricing.

Implications of non payment

Financial Implications - If a pre-authorized withdrawal is returned to Credit Club for any reason, including but not limited to "NSF" or "account frozen," it will be considered as a non-payment. In these cases you might be charged an NSF fee. You may also incur an overdraft charge from your bank. In addition, an annualized interest of 30% will accrue from the loan repayment date up to and including the eventual repayment date.

Collection Activity - We may attempt to collect any delinquent amount through our standard collection practices, which include contacting you by phone, mail or email. Our collection agencies recover monies owed to us in a professional manner and in keeping with all lawful collections practices.

Impact on Your Credit Score - If you do not repay your loan to Credit Club, your credit score may be negatively affected.

Renewal of your Loan ? Credit Club does not offer automatic renewals on its payday loans.

Do you have a bad credit ? Credit club has the solution for you.

No unnecessary paperwork
Quick application process
No faxing required
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Call us now and our customer service will take care of you. 1-866-825-1164

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