E-transfer Payday Loans in Canada
Get E-transfer Payday Loans in Canada in as little as 30 minutes!
Minutes to Apply - Instant Etransfer Payday Loans
We're all doing our best but the state of our economy is not helping. Everyone is feeling the cash crunch and we completely understand the difficulties. That's why we've made our e-transfer payday loans in Canada accessible - and near instant! Our fees are low and transparent - not only will you know what you owe ahead of time, but the added charge won't break the bank either.
Apply In Minutes
A super smooth application process for payday loans in Canada - just a one page online form, then click submit!
Instant Approval
We have simple requirements to help hard-working Canadians qualify for payday loans with speed and ease.
Account Deposit
You don’t need to go through other parties to access your loan. We deposit the money directly into your bank account!
Repay on Payday
We'll recover the loan on your next payday or 14 days after the loan was taken, including our small fee.
What They’re Saying
About Us
From British Columbia to Ontario, all the way to Nova Scotia, our clients have given us a solid 4.7 stars on TrustPilot. They appreciate our fee transparency, urgency, and no credit check policy! You can check out what they’re saying about our Canadian payday loans on Trustpilot.
Your Privacy is Important to Us
You shouldn’t have to worry about your data’s privacy when looking for e-transfer payday loans in Canada. And you don’t have to when working with Credit Club. We have a strict data privacy policy, and we never distribute, rent, or sell your personal or financial data.
About Our E-Transfer Payday Loans
Accessibility and simplicity are just the beginning. It's important to us that taking out an e-transfer payday loan with us doesn't add financial stress but alleviates it instead. Here are a few ways we make that happen for our clients:
No Credit Checks
Bad credit can limit your access to payday loans in Canada when you need them the most. We don't agree with that and took on a no credit check policy. Just because you went through temporary financial turmoil at one point, doesn't mean you're not good for the loan payback. No credit check means all our clients get the same standard fees - no score discrimination at Credit Club!
Our quick loans are meant to help you meet relatively small financial needs. It could be an outstanding bill or an urgent purchase. Small in this case ranges from $100 to $1,500. Limited advances means we can spread out and help more Canadians when they need temporary financial relief.
Limited Advances
What You Need
The most important thing you need for e-transfer payday loans in Canada is a steady, recurring source of income. You should also have a checking account in your name, an active phone number, and email address. With just those four simple requirements, you're eligible to apply for an e-transfer payday loan with Credit Club.
Why Choose Credit Club
Our clients choose us because we're fast, transparent, and simply put - we care. They trust us to provide emergency loans in a timely manner and they appreciate the stress free limited advance we can offer. Here are a few other reasons why our clients have given us a 4.7 rating on Trustpilot:
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Licensed Lender
We follow all federal and provincial guidelines. Currently, we're licensed in British Columbia, Ontario, and Nova Scotia and don't operate outside our limitations. However, we're expanding quickly - look out for us in your province soon!
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Transparent Fee Structure
It's very straightforward - we charge $14 for every $100 loaned, up to $1500. That's it. No hidden fees, no gimmicks, and no funny business. If you repay your loan on time - that's all you'll have to pay back.
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Minimal Requirements for E-Transfer Payday Loans in Canada
Credit Club’s minimal requirements for qualifying for e-transfer payday loans in Canada are:
- Checking account in your name
- Steady recurring income
- Active phone number
- Email Address
Besides simplifying the process, you can get your loan in as little as 30 minutes. We get the urgency factor!
Calculate Your Loan Fee
To see how much you’ll owe on payday, select your province and enter the loan amount.
- $100
- $200
- $300
- $400
- $500
- $600
- $700
- $800
- $900
- $1000
- $1100
- $1200
- $1300
- $1400
- $1500
Frequently Asked Questions
How quickly can I get my payday loan via e-Transfer?
Payday loans Canada seem can’t seem to come quick enough when you’re in urgent need of quick cash. Oftentimes what you need the money for simply can’t wait - we’ve been there, and we understand the urgency. So, we’ve made our loan evaluation and approval process near instant. We even took it a step further and applied standard fees across the board (no matter your credit score)!
What do I need to qualify for an e-Transfer payday loan in Canada?
It’s easy to meet our minimum requirements and to qualify for e-transfer payday loans in Canada. Primarily, you need a reliable, recurring income source. You also need a checking account in your name, an active phone number, and a valid email address. Don’t worry about repayments either, as we withdraw the amount you owe directly from your bank account come payday.
Do you offer instant approval for e-Transfer payday loans?
Yes, you can get approved for a loan within 30 minutes of your application. We offer near instant approval for all qualifying applications for e-transfer payday loans Canada 24/7. The process is smooth and as close to instant as possible if you meet all the requirements.
Can I get a payday loan with bad credit?
Yes, you can get payday loans in Canada despite a bad credit rating. In fact, we don’t even do credit checks when evaluating your qualification for a loan. Since we don’t check your credit, qualifying for a payday loan from Credit Club can’t hurt your credit rating. However, failure to repay the loan can possibly damage your credit.
What happens if I can’t pay back my e-transfer payday loan on time?
We charge a small fee of $20 for the first failed withdrawal attempt when it comes time to repay your payday loan. However, we always try to sympathize with our clients. That’s why we get in touch to discuss a manageable repayment plan. Unfortunately, if that fails, there’s an annualized interest rate of 30% from the loan repayment date up to and including once payment is made. Click here for further details.
Lender licence
Ontario 4726568
British Columbia 64068
Nova Scotia 222985929
Fast - Simple - Secure
At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.
As a licensed and responsible lender, we encourage you to review our sample borrowing costs below.
