Payday Loans in Vancouver

Fast and easy payday loans in Vancouver - cash in your hands in as little as 30 minutes.

No Credit Check

Standard Low Fees

One-Page Form Fill

Minutes to Apply - Payday Loans Approval

We all love living in a big city until we're hit with the cost of living, right, Vancouver? Don't worry though, if it's getting a little too tight between paychecks and you need a quick boost, our payday loans are the help you need. We offer quick loans, fast approvals, no credit checks and no hidden fees! Just fill in our quick form and submit.

1

Apply In Minutes

Applying for a payday loan only takes minutes. Fill a form with basic info, checking account, a proof of income, and voila!

2

Instant Approval

We know the urgency of needing payday loans. Our team works fast to get you approved and ready in as little as 30 minutes!

3

Account Deposit

You don't need to arrange picking up your money because we deposit it straight to your checking account for easy access.

4

Repay on Payday

Payback is simple. We'll withdraw your loan amount + a transparent fee from your account on your next payday or 14 days later.

Trusted by Vancouver

We're proud to offer payday loans in Vancouver that people can count on. Locals appreciate how simple our process is and how accessible we make getting the loans they need. That's why we're rated 4.7 stars on Trustpilot - see what our customers have to say:

Why Choose Credit Club

The loan world's been due for a reset - and we're here to make it happen. We're keeping things simple, fair, and human centered with low, upfront fees, no credit checks, and an easy process. Those sky-high payday loan fees? They don't fix anything. They just kick the stress down the road. Here's how we're doing things differently:

24/7 Service

24/7 SERVICE

Whenever you need it, we go it! Available 24/7.

30 Minutes

30 MINUTES

Receive your loan in as little as 30 minutes.

Instant E-Transfer

INSTANT E-TRANSFER

Your loan is sent straight to your account.

Compassion

COMPASSION

We boast low fees and high approval rates.

Licensed

LICENSED

We meet all federal and provincial guidelines.

Transparent

TRANSPARENT

We have no hidden fees. No tricks. No games - ever!

What You'll Need for a Payday Loan in Vancouver

What You'll Need for a Payday Loan in Vancouver

If you're in Vancouver and need temporary financial help - we can help. All you need is a checking account in your name, proof of a steady income, an email address, and a phone number. Applying is easy and you can get your payday loan in Vancouver in as little as 30 minutes. For just $14 for every $100 borrowed, up to $1500 - we won't check your credit or surprise you with any hidden fees. It's our way of bringing humanity back into the loan industry!

Our Mission

Our Mission

Our main goal at Credit Club is to help Vancouver residents make ends meet with no complications. Pay off an unexpected bill, fulfil a surprise obligation - whatever it is, we've got you! Typical payday loans come with high interest fees that you struggle with in the future - but not with us. We offer limited loans with low transparent fees that you can easily pay off once payday comes around.

Calculate Your Loan

Choose the right province and loan amount to calculate exactly what you'll owe come payday!

Loan amount
  • $100
  • $200
  • $300
  • $400
  • $500
  • $600
  • $700
  • $800
  • $900
  • $1000
  • $1100
  • $1200
  • $1300
  • $1400
  • $1500
$14. 00
$114.00

Frequently Asked Questions

How long does it take to get a payday loan in Vancouver ?

You can get your emergency payday loan in as little as 30 minutes with Credit Club! We don't ask for much. All you need is to fill out an online form with your basic info, your checking account, a proof of recurring income, a phone number, and email address. Our team will get back to you in as little as 30 minutes and your loan can be in your account the same day.

Do I need a high credit score to get a payday loan ?

Absolutely not! Many Vancouver residents may have struggled in the past and tanked their credit scores for one reason or another. We don't believe that should keep you away from applying for a loan when you need one. That's why we don't ask for your credit score or take it into consideration when reviewing you for a payday loan.

What can I use a payday loan in Vancouver for?

A payday loan can help you get through the month until your next paycheck comes around. You might have an unexpected hospital bill to pay, an urgent car fix, your rent fell short, or you might just need extra groceries this month! Whatever it is, our limited payday loan has you covered and paying it back is no hassle for you.

Is it safe to apply online for a payday loan in Vancouver?

Credit Club is a secure loaning business that follows all the federal and provincial regulations in Vancouver. We assure you that your information is safe with us - we do not sell or rent your information under any circumstances. We only ask for the info we need, and we keep it safe for you. You can check our privacy policy for more information.

I can't keep up with my loan payments. What are my options?

If you fail to repay on time, it's not the end of the world. We charge an extra $20, not including any NSF fees from your bank. We'll then give you a call to figure out a repayment option that works for you. If the loan is still unpaid, there's an annualized interest rate of 30% from the loan repayment date up to and including once payment is made. Click here for further details.

Apply for a loan now
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Lender licence

Ontario 4726568

British Columbia 64068

Nova Scotia 222985929


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BBB Accredited Business

Fast - Simple - Secure

At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.

NEED HELP?
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Online Payday Loans Across Canada

Credit Club is proud to offer loans online to the residents of Ontario and British Columbia. Citizens of Toronto or Ottawa can apply online from the comfort of their home and receive the funds usually the same business day. Canadians from Vancouver and Victoria know they can be approved even if they have less-than-perfect credit. Citizens of Hamilton and Mississauga can apply online in minutes and get instant approval.

Understanding our loan fees

We charge $14 per $100 borrowed. Example of the total cost of the loan, for a $300 loan the cost of borrowing will be $42 and the payback amount $342.

Annual Percentage Rate Disclosure

Annual Percentage Rate (APR) varies from 90% to 365%. The minimum and maximum for repayment period is 62 days. For further details on APR, please refer to the FAQs and Pricing.

Implications of non payment

Financial Implications - If a pre-authorized withdrawal is returned to Credit Club for any reason, including but not limited to "NSF" or "account frozen," it will be considered as a non-payment. In these cases you might be charged an NSF fee. You may also incur an overdraft charge from your bank. In addition, an annualized interest rate of 30% will accrue from the loan repayment date up to and including the eventual repayment date.

Collection Activity - We may attempt to collect any delinquent amount through our standard collection practices, which include contacting you by phone, mail or email. Our collection agencies recover monies owed to us in a professional manner and in keeping with all lawful collections practices.

Impact on Your Credit Score - If you do not repay your loan to Credit Club, your credit score may be negatively affected.

Renewal of your Payday Loan ? Credit Club does not offer automatic renewals on its payday loans.

No unnecessary paperwork
Quick application process
No faxing required
Secure & Confidential
Need help ?
Email us now and our agents will take care of you.

Credit Club Address
  • 701-1 Rideau Street, 7th floor, Ottawa, Ontario, K1N 5S7

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