Minutes to Apply for Same Day Loan Approval
The state of our economy has many families struggling to make ends meet. It's becoming even more common to require a helping hand even when living paycheck to paycheck. Our same day loans for Canadians are designed to provide the help you need, with limited and transparent fees.
Apply In Minutes
Just one page covers your basic, employer, and payroll information - click to submit and apply within minutes.
Instant Approval
You can get approved for a same day loan in as little as 30 minutes. Our easy requirements make us accessible.
Account Deposit
Your same day loan gets transferred straight to your checking account - we avoid delays wherever we can!
Repay on Payday
Typically due on your next payday or 14 days from the date of your loan with a small transparent fee.
What They’re Saying
About Us
We've made quite the splash in Canada due to our simple requirements, quick approvals, and low transparent fees. Clients who needed same day loans across the country have given us a 4.7 rating on Trustpilot and we're honored. Here's what they've had to say about us:
Your Privacy is Important to Us
We take your privacy seriously and will never sell, rent, or distribute your personal and financial data. You don't have to worry about your personal information with Credit Club - check out our privacy policy for more information.
About Our Same Day Loans
We're all about simplicity, transparency, and bringing humanity back into the loan industry with low fees. Here's what makes our same day loans in Canada stand out from the crowd:
No Credit Check
All a credit check does is encourage discrimination and cause delays. It would be very difficult to get a same day loan in Canada if you needed a credit check. No matter your credit score, we offer the same standard rate to all of our clients. Your financial history shouldn't determine your rate or your ability to get a little help when you need it.
As a short term lender, we've limited our same day loans in Canada to $1500 max. Apply for a loan anywhere between $100 to $1500 - meant to help Canadians make it to their next paycheck without having to struggle or fall behind with overdue bills. We're not a long-term lender, but instead decided to go this route so we can help more Canadians make ends meet.
Limited Advances
What You Need
Super simple, just 4 easy requirements meant to keep our same day loans accessible. If you have a steady source of income, a checking account in your name, phone number, and email - you can apply for a same day loan with Credit Club!
Why Choose Credit Club
It's as clear as our 4.7 rating on Trustpilot! We make same day loans in Canada accessible and near instant. We're quick and trusted, and we're happy to help!
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Licensed Lender
Licensed in three provinces across Canada and growing fast! Currently operating in Ontario, Nova Scotia, and British Columbia and follow all provincial and federal guidelines.
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Transparent Fee Structure
It's to the point and easy to calculate - just $14 for every $100 loaned, up to $1500. If you repay your same day loan on time, there will be no other charges added to your loan. An unsuccessful repayment will cost you $20 and any NSF charges from your bank. For more on continued failed repayment, click here.
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Minimal Requirements for Same Day Loans
Clients appreciate how easy it is to get a same day loan in Canada. Here's all you need to apply:
- Checking account in your name
- Steady recurring income
- Active phone number
- Email Address
Transparent small fees make repayment easy, too!
Calculate Your Same Day Loan Fee
Choose your province and same day loan amount to calculate exactly what you'll owe once payday rolls around.
- $100
- $200
- $300
- $400
- $500
- $600
Frequently Asked Questions
How does Canada define same day loans?
In Canada, a same day loan is defined as just that - a loan you can get the same day you apply for it. At Credit Club, all you need to apply is proof of a recurring income, a checking account in your name, phone number, and email. You can hear back from us in as little as 30 minutes!
Will same day approval loans hurt my credit?
When you apply for a same day loan in Canada, we don't check your credit - so it won't affect your score. Likewise, if you repay your loan on time, your credit will remain untouched. The only way a same day loan can hurt your credit is if it goes into arrears.
How can I get a same day loan in Canada right now?
Visit CreditClubLoans.com and apply with four simple requirements. We're a temporary lender that specializes in helping Canadians make ends meet without taking on a big burden of high fees with a same day loan. Our requirements include a recurring income, checking account in your name, email, and a phone number. Our fees are only $14 on every $100 loaned, up to $1500.
Do I need to have a job/career to get a same day loan?
Yes - we only have four requirements to apply for same day loans. You'll need a steady source of income, a checking account in your name, phone number, and email to apply.
What happens if I can't pay my same day loan off on time?
We have a small $20 charge for a failed withdrawal, not including any NSFs from your bank. We'll then get in touch to discuss a repayment plan that works for you - if repayment still can't be made, there's an annualized interest rate of 30% from the loan repayment date up to and including one payment is made. Click here for further details.
Lender licence
Ontario 4726568
British Columbia 64068
Nova Scotia 222985929
Fast - Simple - Secure
At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.
As a licensed and responsible lender, we encourage you to review our sample borrowing costs below.
