Payday Loans Toronto
Quick, easy payday loans in Toronto. No credit checks, no hidden fees.
No Credit Check
Standard Low Fees
One-Page Form Fill
Minutes to Apply - Payday Loans Approval
Toronto - we get it! Cost of living is skyrocketing and our salaries are not rising with them. More Torontonians are having trouble making ends meet and sometimes need a hand in between paychecks. Our team moves quickly when you're in a bind - fast approvals, no credit checks, and low fees help you make it to payday comfortably.
Apply In Minutes
An online form that's quick and easy to fill. You'll need basic, payroll, and bank details - just one page and click submit!
Instant Approval
Our team moves fast - get approved for online payday loans in as little as 30 minutes! We understand your urgency.
Account Deposit
We use Email Money Transfer to get your payday loan out to you fast - no physical in store visits required.
Repay on Payday
On your next payday, or 14 days after the loan was issued, we'll withdraw the loan and a small transparent fee.
Trusted by Toronto
We're proud to offer payday loans in Toronto that they trust and appreciate. Toronto residents appreciate our simple process and the loan accessibility we bring to the city. Here's what they have to say about Credit Club:
Why Choose Credit Club
The loan industry has needed a change - and we're here for it! We're bringing humanity back into loans with low transparent fees, no credit checks, and ease of access. High payday loan fees don't solve the problem you're having - they just put a pause on an even bigger stress down the line. Here's how we avoid that:
24/7 SERVICE
Access our secure loans any day of the week.
30 MINUTES
Get approval in as little as 30 minutes!
DIRECT DEBIT
Sent to your checking account upon approval.
COMPASSION
We care and it shows, low fees, high approval rates.
LICENSED
All federal and provincial guidelines are met.
TRANSPARENT
No hidden fees, no gimmicks - ever!
What You'll Need for a Toronto Payday Loan
All you need to apply for a payday loan in Toronto with Credit Club is: a checking account in your name, proof of recurring income, a phone number, and email address. That's it! After filling out our one page online form, you can get your payday loan approval in as little as 30 minutes. We charge $14 on every $100 loaned, up to $1500 - no more and no less. We don't do hidden fees!
Our Mission
At Credit Club, we aim to help Torontonians make ends meet in the short term. Pay off an unexpected bill, fulfill surprise obligations - whatever it is. Typically, payday loans come with big expectations. That comes in the form of bloated fees that translate into stress waiting for you in upcoming weeks. We refuse to be a part of that and have introduced super low fees you can comfortably pay off once payday rolls around.
Calculate Your Loan Fee
Choose Ontario and your loan amount to know exactly what you'll owe come payday!
- $100
- $200
- $300
- $400
- $500
- $600
Frequently Asked Questions
Can I get a loan with Credit Club if I live in Toronto?
Absolutely. Credit Club Loans proudly serves residents with fast, easy, and secure online payday loans in Toronto. Whether you're in downtown Toronto, Scarborough, Etobicoke, or North York—we've got you covered.
How fast can I get a payday loan in Toronto?
With Credit Club, you can get online payday loans in toronto in as little as 30 minutes. All you'll need is proof of recurring income, a checking account in your name, a phone number, and email address! No credit check is required and we only charge $14 for every $100 loaned.
Do you have a physical Toronto location?
We offer instant payday loans in toronto 100% online—so you don't need to visit a physical office. Toronto residents can apply for a payday loan, get approved, and receive funds all from the comfort of their home.
What types of loans are available to Toronto residents?
Credit Club offers short-term Toronto payday loans designed to help cover urgent needs like bills, repairs, or emergency expenses. We offer limited advances between $100 to $1500 depending on eligibility requirements. No credit check is required, and you'll only pay $14 for every $100 you borrow.
What can I expect if I miss my payday loan repayment?
If payday rolls around and our withdrawal is unsuccessful, we'll add a $20 charge to your loan, not including any NSFs from your bank. We understand circumstances can happen, so we'll give you a call to work out a repayment plan. If the payday loan is still not fulfilled, there's an annualized interest rate of 30% from the loan repayment date up to and including once payment is made. Click here for further details..
Lender licence
Ontario 4726568
British Columbia 64068
Nova Scotia 222985929
Fast - Simple - Secure
At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.
As a licensed and responsible lender, we encourage you to review our sample borrowing costs below.
