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As a licensed and responsible lender, we encourage you to review our sample borrowing costs below.

Maximum Allowable Cost per $100 borrowed:


Our cost per $100 borrowed:



Your $300 loan for 14 days
Amount Advanced: $300
Total Cost of Borrowing: $54
Total you repay; $354

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At Credit Club, there are no hidden fees or charges. You can join Credit Club and apply for a loan free of charge. 

Use the Loan Calculator in order to calculate the rate that will apply to your loan.  

Unsuccessful Payment Fee

When an automatic payment fails and is rejected by your bank, an Unsuccessful Payment Fee is charged to cover the cost Credit Club incurs on the transaction. This could happen if there is insufficient balance in your bank account, the bank account has been closed or if the account is otherwise suspended. The amount of an Unsuccessful Payment Fee varies from $20.00 to $50.00 and you may also incur an overdraft charge from your bank.

Do you have a bad credit ?

Credit club has the solution for you.

  • No unnecessary paperwork
  • Quick application process
  • No faxing required
  • Secure & Confidential


Up-front rates with no hidden fees

Apply for a loan free of charge.

Need help ?

Call us now and our customer service will take care of you.