Credit Club is proud to offer loans online to the residents of
Ontario and British Columbia. Citizens of Toronto or Ottawa can apply
online from the comfort of their home and receive the funds usually the same business day.
Canadians from Vancouver and Victoria know they can be approved even if they have
less-than-perfect credit. Citizens of Hamilton and
Mississauga can apply online in minutes and get instant approval.
APR varies from 180% to 468% for a term of 14 to 30 days for first time customers. For further
details on APR, please refer to the FAQs and Pricing.
Implications of non payment
Financial Implications - If a pre-authorized withdrawal is returned to Credit Club for any
reason, including but not limited to "NSF" or "account frozen," it will be considered as a
non-payment. In these cases you might be charged an NSF fee. You may also incur an overdraft
charge from your bank. In addition, an annualized interest of 30% will accrue from the loan
repayment date up to and including the eventual repayment date.
Collection Activity - We may attempt to collect any delinquent amount through our standard
collection practices, which include contacting you by phone, mail or email. Our collection
agencies recover monies owed to us in a professional manner and in keeping with all lawful
Impact on Your Credit Score - If you do not repay your loan to Credit Club, your credit score may
be negatively affected.
Renewal of your Loan ? Credit Club does not offer automatic renewals on its payday loans.
Do you have a bad credit ?
Credit club has the solution for you.
No unnecessary paperwork
Quick application process
No faxing required
Secure & Confidential
Need help ?
Call us now and our customer service will take care of you. 1-866-825-1164
Your $300 loan for 14 days / Amount Advanced: $300 Total Cost of Borrowing: $45 Total you repay: $345 / Annual percentage rate: 390%
Your $300 loan for 14 days / Amount Advanced: $300 Total Cost of Borrowing: $45 / Total you repay: $345
Your $300 loan for 14 days / Amount Advanced: $300 Total Cost of Borrowing: $57 or $19 per $100 borrowed