About Us
Trusted Since 2012
Our Story
Credit Club was founded in 2012 with one clear goal: To provide Canadians with a safe, transparent, and trustworthy short-term lending option.
While many lenders focused on rapid expansion, we chose a different path — growing carefully and responsibly so customer service always stays strong.
Today, we proudly serve customers in Ontario, British Columbia, and Nova Scotia — and we continue to expand thoughtfully.
Why Canadians Trust Credit Club
- Over a Decade of Experience — More than 14 years helping Canadians with short-term financial needs.
- Transparent Pricing — $14 per $100 borrowed — clearly explained before you commit.
- Licensed & Regulated — We follow every provincial law. Always.
- Customer-First Philosophy — We built our business on repeat customers and trust — not aggressive marketing.
- Fast & Convenient — Simple online process and quick funding when you need it most.
Our Values
Integrity
We believe in honest, compliant, ethical lending.
Respect
Every customer deserves understanding, clarity, and respectful service.
Responsibility
We lend carefully and encourage responsible borrowing.
Reliability
Years of stable service prove our commitment to Canadians.
Looking Ahead
Credit Club will continue to evolve — improving technology, service, and accessibility while staying true to the values that built our reputation.
We're Here to Help — If you're considering a short-term loan, we're here to provide clear information, fair service, and support when you need it.
Certificates of Licence
Get your loan with these 4 easy steps
Apply online in minutes
Receive instant approval
Funded directly in your bank account
Repay upon your next payday
Lender licence
Ontario 4726568
British Columbia 64068
Nova Scotia 222985929
Fast - Simple - Secure
At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.
As a licensed and responsible lender, we encourage you to review our sample borrowing costs below.
