Payday Loans Victoria

Easy and secure payday loans in Victoria, get yours in as little as 30 minutes!

No Credit Check

Standard Low Fees

One-Page Form Fill

Minutes to Apply - Payday Loans Approval

Sometimes you need a little helping hand before payday rolls around - and we're here for support. Everything from groceries to rent is skyrocketing in Victoria and beyond, making surprise expenses harder to navigate. We make it easy for Victoria residents to get payday loans fast - no credit check, transparent fees, and zero stress. Make it to payday comfortably with Credit Club Loans!

1

Apply In Minutes

Apply for your payday loan in minutes. Just a one page online form to collect your basic, payroll, and financial information.

2

Instant Approval

Quick payouts in as little as 30 minutes. When you need a payday loan, time is of the essence, we get that, and we oblige!

3

Account Deposit

Once approved, your loan is sent straight to your checking account. No wait required, access your new funds quickly and securely.

4

Repay on Payday

We'll withdraw your loan, plus a small fee, on your next payday or 14 days from the date your loan was issued. No more, no less!

Trusted by Victoria

We offer loans in Victoria that locals count on. They appreciate how we've simplified the payday loan process and made paybacks easier with small fees. We're actively changing the loan industry with fair fees and helping hands. See what others are saying about our payday loans in Victoria:

Why Choose Credit Club

Let's be honest, the Canadian loan industry needs some changes and upgrades. At Credit Club, we're all here for it! By offering limited loans and transparent standard fees, our clients find it easy to make repayment. That's a win in our books. We're not in the industry to collect large payday loan fees, our priority is to help Victoria residents make it to payday comfortably.

24/7 Service

24/7 SERVICE

Apply for our secure payday loans online from anywhere.

30 Minutes

30 MINUTES

Get your loan in as little as 30 minutes.

Direct Debit

DIRECT DEBIT

Transferred straight to your checking account - no wait!

Compassion

COMPASSION

We care and it shows: fast approval and low fees.

Licensed

LICENSED

We always follow federal and provincial regulations.

Transparent

TRANSPARENT

What you see is what you get with no hidden charges.

What You'll Need for a Victoria Payday Loan

Getting a payday loan is simple with Credit Club. Fill out our online form in minutes - come prepared with an active checking account in your name, a steady recurring income, an active phone number, and an email address. If you meet these criteria, your loan approval can take as little as 30 minutes. Standard fees apply to everyone - just $14 per $100 borrowed, up to $1500 - no more, no less.

Our Mission

Years ago, many of us were living paycheck to paycheck - and it's only gotten worse with rising costs. Our mission is to provide temporary financial relief when you need it most. An unexpected bill, a trip to the dentist, or maybe a much needed staycation for the family. Whatever your reason is, we can help extend your paycheck without exorbitant fees. Make it payday easier, without taking on long-term debt with Credit Club.

Calculate Your Fee

Select Victoria and the loan amount to calculate exactly what you'll pay once payday comes.

Loan amount
  • $100
  • $200
  • $300
  • $400
  • $500
  • $600
  • $700
  • $800
  • $900
  • $1000
  • $1100
  • $1200
  • $1300
  • $1400
  • $1500
$14. 00
$114.00

Frequently Asked Questions

Does Credit Club Loans operate in Victoria?

Absolutely, Credit Club operates in Victoria. We proudly serve residents with fast approvals, secure payments, and online payday loans with no credit checks. We cover all parts of Victoria, including downtown, James Bay, and Fernwood.

How long does it take to receive a payday loan?

You can get your payday loan in 30 minutes with Credit Club. All you need to apply is a steady income, a checking account in your name, an active phone number, and an email address. We don't even do a credit check. If your application is approved, we'll send your loan straight to your checking account. No store visits or call ins required!

Do you have a physical location in Victoria?

No - we operate 100% online for payday loans in Victoria. No in-person visits are needed to get your loan or to hand in any paperwork. All Victoria residents can apply for a payday loan at any time of the day and possibly get approved in as little as 30 minutes. Make it comfortably to next payday from the comfort of your home.

What kind of loans do you offer Victoria residents?

At Credit Club, we're proud to offer limited payday loans. For whatever surprises come your way like emergency bills, repairs, and unexpected expenses - or maybe a well deserved treat. We offer loans from $100 to $1500, according to your eligibility and requirements. Our flat rate is just $14 for every $100 you borrow with no hidden fees, and no credit checks - ever!

What steps do you take when a customer misses their payday loan?

If payday rolls around and our withdrawal doesn't go through, we'll add a one-time $20 fee, and that doesn't include NSF fees from your bank. Then, we'll reach out to you to work out a repayment plan that suits your financial situation. If repayment still isn't made, there's an annualized interest rate of 30% from the loan repayment date up to and including once payment is made. Click here for further details.

Apply for a loan now
Secure website
Lender licence

Ontario 4726568

British Columbia 64068

Nova Scotia 222985929


Fast - Simple - Secure

At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.

NEED HELP?
Email us now and our agents will take care of you.

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Online Payday Loans Across Canada

Credit Club is proud to offer loans online to the residents of Ontario and British Columbia. Citizens of Toronto or Ottawa can apply online from the comfort of their home and receive the funds usually the same business day. Canadians from Vancouver and Victoria know they can be approved even if they have less-than-perfect credit. Citizens of Hamilton and Mississauga can apply online in minutes and get instant approval.

Understanding our loan fees

Ontario and British Columbia : We charge $14 per $100 borrowed. Example of the total cost of the loan, for a $300 loan the cost of borrowing will be $42 and the payback amount $342.

Nova Scotia : We charge $14 per $100 borrowed. Example of the total cost of the loan, for a $300 loan the cost of borrowing will be $42 and the payback amount $342.

Annual Percentage Rate Disclosure

Ontario and British Columbia : Annual Percentage Rate (APR) varies from 90% to 365%. The minimum and maximum for repayment period is 62 days. For further details on APR, please refer to the FAQs and Pricing.

Nova Scotia : 365%.

Implications of non payment

Financial Implications - If a pre-authorized withdrawal is returned to Credit Club for any reason, including but not limited to "NSF" or "account frozen," it will be considered as a non-payment. In these cases you might be charged an NSF fee. You may also incur an overdraft charge from your bank. In addition, an annualized interest rate of 30% will accrue from the loan repayment date up to and including the eventual repayment date.

Collection Activity - We may attempt to collect any delinquent amount through our standard collection practices, which include contacting you by phone, mail or email. Our collection agencies recover monies owed to us in a professional manner and in keeping with all lawful collections practices.

Impact on Your Credit Score - If you do not repay your loan to Credit Club, your credit score may be negatively affected.

Renewal of your Payday Loan ? Credit Club does not offer automatic renewals on its payday loans.

No unnecessary paperwork
Quick application process
No faxing required
Secure & Confidential
Need help ?
Email us now and our agents will take care of you.

Credit Club Address
15 Gamelin, Suite 401, Gatineau (Québec) Canada, J8Y 6N5

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