Get a loan now!
For up to $1500

StopwatchIn as little as 30 minutes!

Apply now
Steps

How it works

Do you need a fast
short-term loan?

In as little as 30 minutes!

Flag

Get started now!

Get approved now and
get your loan!

Click here to apply online

Dollar

Save money

Up-front rates with
no hidden fees

Apply for a loan free of charge

Why Canadians choose Credit Club when they need a short-term loan?

As a direct lender, we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home. Our service has no hidden costs or charges and our members benefit from the lowest rates. If you have an overdue bill, credit card payment or car repair and you need extra cash, Credit Club is your solution!

24/7

24/7 service

Apply online at any time
with our secure process

Electricity

30 minutes

Take advantage of our new
email money transfer service

Credit Card

Direct debit

It has never been easier
to make a repayment

We have the solution
to bad credit!

  • No unnecessary paperwork
  • Quick application process
  • No faxing required
  • Secure & Confidential
Get your loan

Need help? 1-866-825-1164

Call us now and our customer service will take care of you.

The convenience of payday loans

When you are struggling financially a loan may be a good solution for you. But which is the best loan for your current financial situation? There are many financial products out there and you want to pick the best option for you.  

Read more

Overdrafts more expensive than online fast cash payday loans

Banks can charge up to $65.00 to reverse a transaction due to non-sufficient funds in the Bank account.  For this reason, Fast-cash, online payday loans with bad credit are more...

Read more

Why we need payday lenders

Over the years we have heard some alarming statistics about payday lenders, more precisely payday loan shops--like how payday lending is correlated with property crime, violence, increased premature mortality, and the increased need for social assistance.

Read more
Secure website
Lender licence

Ontario 4726568

British Columbia 64068

Fast - Simple - Secure

At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.

Online Loans Across Canada

Credit Club is proud to offer loans online to the residents of Ontario and British Columbia. Citizens of Toronto or Ottawa can apply online from the comfort of their home and receive the funds usually the same business day. Canadians from Vancouver and Victoria know they can be approved even if they have less-than-perfect credit. Citizens of Hamilton and Mississauga can apply online in minutes and get instant approval.

APR Disclosure

APR varies from 180% to 468% for a term of 14 to 30 days for first time customers. For further details on APR, please refer to the FAQs and Pricing.

Implications of non payment

Financial Implications - If a pre-authorized withdrawal is returned to Credit Club for any reason, including but not limited to "NSF" or "account frozen," it will be considered as a non-payment. In these cases you might be charged an NSF fee. You may also incur an overdraft charge from your bank. In addition, an annualized interest of 30% will accrue from the loan repayment date up to and including the eventual repayment date.

Collection Activity - We may attempt to collect any delinquent amount through our standard collection practices, which include contacting you by phone, mail or email. Our collection agencies recover monies owed to us in a professional manner and in keeping with all lawful collections practices.

Impact on Your Credit Score - If you do not repay your loan to Credit Club, your credit score may be negatively affected.

Renewal of your Loan ? Credit Club does not offer automatic renewals on its payday loans.

Do you have a bad credit ? Credit club has the solution for you.

No unnecessary paperwork
Quick application process
No faxing required
Secure & Confidential
Need help ?
Call us now and our customer service will take care of you. 1-866-825-1164

© Credit Club. All rights Reserved