Trusted by Canadians
We're bringing humanity back into the lending industry, and Canadians are loving it! Most commonly mentioned in reviews is loan accessibility, our standard low fees, and the simplicity we offer within our process.
Why Choose Credit Club
We're changing the lending industry by making it easy for Canadians to access cash when they need it. Prices are skyrocketing and making ends meet has become more difficult. You want easy access to loans with low fees that won't overburden you in your time of need - and we're here to help!
24/7 SERVICE
We operate securely online 100% of the time.
30 MINUTES
You can get approved in as little as 30 minutes.
INSTANT E-TRANSFER
Once approved, you will receive your funds instantly by email money transfer.
COMPASSION
Empathy is sewn into our process, we're human!
LICENSED
We follow all federal & provincial guidelines.
TRANSPARENT
Standard fee structure, no hidden charges.
Trusted by Canadians Since 2012 for Fast & Responsible Lending.
- No unnecessary paperwork
- Quick application process
- Secure & Confidential
Need help?
Email us now and our agents will take care of you.
How It Works
It doesn't get any simpler than this! We charge just $14 on every $100 loaned, up to $1500. No more, no less! Your loan will be due on your next payday or 14 days after the loan was approved. We'll withdraw the amount owed and you're all set!
Pre-Loan Checklist
You'll need a checking account in your name, proof of recurring income, a phone number, and an email address. With that, you're welcome to apply for a Canadian loan with Credit Club! You can get approved in as little as 30 minutes!
About Us
We're short term lenders who have been on both sides of the coin. We understand how it feels to need a hand and have no one to turn to. That's why we started Credit Club Loans. We're bringing humanity back into the lending industry.
Calculate Your Loan Fee
Always transparent, always standard. Choose your loan amount and province to calculate exactly what you'll owe should you take out a loan with us:.
- $100
- $200
- $300
- $400
- $500
- $600
- $700
- $800
- $900
- $1000
- $1100
- $1200
- $1300
- $1400
- $1500
Frequently Asked Questions
What makes Credit Club Loans a trusted source for Canadian loans?
We're compassionate and transparent - and we've got the reviews to prove it! Over 3000 Canadians have left us their feedback and an average 4.7 rating on TrustPilot. We're pioneering a new way of thinking in the lending industry and building back the trust it lost with Canadians a long time ago!
How do Credit Club loans work?
Easy! If you meet our 4 requirements you fill out a short one page form with bank, personal, and payroll details. We're quick to approve - could be as little as 30 minutes! Once approved, your loan is auto-transferred to your checking account for quick access. Then, 14 days from the loan date or your next payday, we'll withdraw the loan plus a small fee. Keep in mind, you'll know exactly what you owe before the withdrawal! We only charge $14 on every $100 loaned, up to $1500. We're a short term lender and keep our fees low so Canadians can get a helping hand when they need it most.
Who can qualify for a Canadian loan with Credit Club?
All you need to qualify is a checking account in your name, proof of recurring income, a phone number, and an email address. If approved, you'll get your loan transferred to your checking account in as little as 30 minutes.
How much can I borrow through Credit Club’s Canadian loan program?
Our loans start at $100 and max out at $1500. We're a short term lender with limited advances - this approach allows us to reach more Canadians during their times of need.
Is it safe to apply for Canadian loans through CreditClubLoans.com?
100%! Our website is fully encrypted, and we follow strict privacy and compliance standards to keep your information secure. Your application is 100% confidential and handled by a trusted Canadian lender. We'll never share, rent, or distribute your data. Learn more about how we keep your data safe in our privacy policy.
Helping Canadians make ends meet in as little as 30 minutes!





