Online Payday Loans in Canada
For up to $1500

In as little as 30 minutes!

Apply now

How it works

In need of a fast
short-term loan?

In as little as 30 minutes!

Get started now!

Get approved now and
get your loan!

Click here to apply online

Save money

Up-front rates with
no hidden fees

Apply for a loan free of charge

Why Canadians choose Credit Club when they need a short-term loan?

As a direct lender, we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home. Our online payday loan service has no hidden costs or charges and our members benefit from the lowest rates.

24/7 service

Apply online at any time
with our secure process

30 minutes

Take advantage of our new
email money transfer service

Direct debit

It has never been easier
to make a repayment

Credit Club is your online payday loan
financial solution

No unnecessary paperwork
Quick application process
No faxing required
Secure & Confidential

Get your loan

Need help?

Email us now and our agents will take care of you.

The convenience of payday loans

When you are struggling financially a personal loan may be a good solution for you. But which is the best online payday loan for your current financial situation? There are many financial products out there and you want to pick the best option for you.

Overdrafts more expensive than online fast cash payday loans

Banks can charge up to $65.00 to reverse a transaction due to non-sufficient funds in the Bank account. For this reason, Fast-cash, online payday loans with...

Why we need payday lenders

Over the years we have heard some alarming statistics about payday lenders, more precisely payday loan shops, like how payday lending is correlated with property crime, violence, increased premature mortality, and the increased need for social assistance.

Check our blog

Lender licence

Ontario 4726568

British Columbia 64068

Nova Scotia 222985929

Info

Get a loan

Fast - Simple - Secure

At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.

NEED HELP?
Email us now and our agents will take care of you.

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Online Payday Loans Across Canada

Credit Club is proud to offer loans online to the residents of Ontario and British Columbia. Citizens of Toronto or Ottawa can apply online from the comfort of their home and receive the funds usually the same business day. Canadians from Vancouver and Victoria know they can be approved even if they have less-than-perfect credit. Citizens of Hamilton and Mississauga can apply online in minutes and get instant approval.

Understanding our loan fees

Ontario and British Columbia : We charge $15 per $100 borrowed. Example of the total cost of the loan, for a $300 loan the cost of borrowing will be $45 and the payback amount $345.

Nova Scotia : We charge $17 per $100 borrowed. Example of the total cost of the loan, for a $300 loan the cost of borrowing will be $51 and the payback amount $351.

Annual Percentage Rate Disclosure

Ontario and British Columbia : Annual Percentage Rate (APR) varies from 90% to 390%. The minimum and maximum for repayment period is 62 days. For further details on APR, please refer to the FAQs and Pricing.

Nova Scotia : 443.21%.

Implications of non payment

Financial Implications - If a pre-authorized withdrawal is returned to Credit Club for any reason, including but not limited to "NSF" or "account frozen," it will be considered as a non-payment. In these cases you might be charged an NSF fee. You may also incur an overdraft charge from your bank. In addition, an annualized interest rate of 30% will accrue from the loan repayment date up to and including the eventual repayment date.

Collection Activity - We may attempt to collect any delinquent amount through our standard collection practices, which include contacting you by phone, mail or email. Our collection agencies recover monies owed to us in a professional manner and in keeping with all lawful collections practices.

Impact on Your Credit Score - If you do not repay your loan to Credit Club, your credit score may be negatively affected.

Renewal of your Payday Loan ? Credit Club does not offer automatic renewals on its payday loans.

No unnecessary paperwork
Quick application process
No faxing required
Secure & Confidential
Need help ?
Email us now and our agents will take care of you.

Credit Club Address

15 Gamelin, Suite 401, Gatineau (Québec) Canada, J8Y 6N5

Online Payday Loans in Canada For up to $1500