Canadian Loans Up to $1500

Helping Canadians make ends meet in as little as 30 minutes!

Apply now

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No Credit Check

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Standard Low Fees

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One-Page Form Fill

Trusted by Canadians

We're bringing humanity back into the lending industry, and Canadians are loving it! Most commonly mentioned in reviews is loan accessibility, our standard low fees, and the simplicity we offer within our process.

Why Choose Credit Club

We're changing the lending industry by making it easy for Canadians to access cash when they need it. Prices are skyrocketing and making ends meet has become more difficult. You want easy access to loans with low fees that won't overburden you in your time of need - and we're here to help!

24/7 SERVICE

We operate securely online 100% of the time.

30 MINUTES

You can get approved in as little as 30 minutes.

DIRECT DEBIT

Your loan sent straight to your checking account.

COMPASSION

Empathy is sewn into our process, we're human!

LICENSED

We follow all federal & provincial guidelines.

TRANSPARENT

Standard fee structure, no hidden charges.

#1 in Canadian Loans, here's why:

No unnecessary paperwork
Quick application process
No faxing required
Secure & Confidential

Get your loan

Need help?

Email us now and our agents will take care of you.

How It Works

It doesn't get any simpler than this! We charge just $14 on every $100 loaned, up to $1500. No more, no less! Your loan will be due on your next payday or 14 days after the loan was approved. We'll withdraw the amount owed and you're all set!

Pre-Loan Checklist

You'll need a checking account in your name, proof of recurring income, a phone number, and an email address. With that, you're welcome to apply for a Canadian loan with Credit Club! You can get approved in as little as 30 minutes!

About Us

We're short term lenders who have been on both sides of the coin. We understand how it feels to need a hand and have no one to turn to. That's why we started Credit Club Loans. We're bringing humanity back into the lending industry.

Calculate Your Loan Fee

Always transparent, always standard. Choose your loan amount and province to calculate exactly what you'll owe should you take out a loan with us:.

Loan amount

Fees

$14. 00

Total

$114.00

Frequently Asked Questions

What makes Credit Club Loans a trusted source for Canadian loans?

We're compassionate and transparent - and we've got the reviews to prove it! Over 3000 Canadians have left us their feedback and an average 4.7 rating on TrustPilot. We're pioneering a new way of thinking in the lending industry and building back the trust it lost with Canadians a long time ago!

How do Credit Club loans work?

Easy! If you meet our 4 requirements you fill out a short one page form with bank, personal, and payroll details. We're quick to approve - could be as little as 30 minutes! Once approved, your loan is auto-transferred to your checking account for quick access. Then, 14 days from the loan date or your next payday, we'll withdraw the loan plus a small fee. Keep in mind, you'll know exactly what you owe before the withdrawal! We only charge $14 on every $100 loaned, up to $1500. We're a short term lender and keep our fees low so Canadians can get a helping hand when they need it most.

Who can qualify for a Canadian loan with Credit Club?

All you need to qualify is a checking account in your name, proof of recurring income, a phone number, and an email address. If approved, you'll get your loan transferred to your checking account in as little as 30 minutes.

How much can I borrow through Credit Club’s Canadian loan program?

Our loans start at $100 and max out at $1500. We're a short term lender with limited advances - this approach allows us to reach more Canadians during their times of need.

Is it safe to apply for Canadian loans through CreditClubLoans.com?

100%! Our website is fully encrypted, and we follow strict privacy and compliance standards to keep your information secure. Your application is 100% confidential and handled by a trusted Canadian lender. We'll never share, rent, or distribute your data. Learn more about how we keep your data safe in our privacy policy.

Lender licence

Ontario 4726568

British Columbia 64068

Nova Scotia 222985929

Info

Get a loan

Fast - Simple - Secure

At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.

NEED HELP?
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Online Payday Loans Across Canada

Credit Club is proud to offer loans online to the residents of Ontario and British Columbia. Citizens of Toronto or Ottawa can apply online from the comfort of their home and receive the funds usually the same business day. Canadians from Vancouver and Victoria know they can be approved even if they have less-than-perfect credit. Citizens of Hamilton and Mississauga can apply online in minutes and get instant approval.

Understanding our loan fees

Ontario and British Columbia : We charge $14 per $100 borrowed. Example of the total cost of the loan, for a $300 loan the cost of borrowing will be $42 and the payback amount $342.

Nova Scotia : We charge $14 per $100 borrowed. Example of the total cost of the loan, for a $300 loan the cost of borrowing will be $42 and the payback amount $342.

Annual Percentage Rate Disclosure

Ontario and British Columbia : Annual Percentage Rate (APR) varies from 90% to 365%. The minimum and maximum for repayment period is 62 days. For further details on APR, please refer to the FAQs and Pricing.

Nova Scotia : 365%.

Implications of non payment

Financial Implications - If a pre-authorized withdrawal is returned to Credit Club for any reason, including but not limited to "NSF" or "account frozen," it will be considered as a non-payment. In these cases you might be charged an NSF fee. You may also incur an overdraft charge from your bank. In addition, an annualized interest rate of 30% will accrue from the loan repayment date up to and including the eventual repayment date.

Collection Activity - We may attempt to collect any delinquent amount through our standard collection practices, which include contacting you by phone, mail or email. Our collection agencies recover monies owed to us in a professional manner and in keeping with all lawful collections practices.

Impact on Your Credit Score - If you do not repay your loan to Credit Club, your credit score may be negatively affected.

Renewal of your Payday Loan ? Credit Club does not offer automatic renewals on its payday loans.

No unnecessary paperwork
Quick application process
No faxing required
Secure & Confidential
Need help ?
Email us now and our agents will take care of you.

Credit Club Address

15 Gamelin, Suite 401, Gatineau (Québec) Canada, J8Y 6N5