Minutes to Apply - Quick Approval
Life in British Columbia can throw you a curveball now and then. Sometimes you just need some help to make it until the next payday. Our cash advance loans are here to give you that boost without the usual stress. We skip the credit check - offering an easy way to get a loan with low fees, and help right when you need it.
Apply In Minutes
Fill in our simple one page form with basic info, employer and payroll details. We keep things nice and easy for folks in BC!
Instant Approval
Easy requirements and fast approval. When you need a cash advance, you need it quick, and we're here to help make that happen.
Account Deposit
No need to head out anywhere! Apply online and get your cash advance sent right to your bank account. Simplicity is key!
Repay on Payday
On your next payday or 14 days after you get the cash advance, we'll withdraw the amount plus our small, transparent fee.
What They're Saying
About Us
We're really grateful for the feedback we've received about our cash advance loans. We've been able to help people across BC make it to their next paycheck stress free. Check out our 4.7 rating on Trustpilot and check out a few of our standout reviews:
Your Privacy is Important to Us
When you're in a tight spot and need a bit of help with a cash advance in BC, the last thing you need to worry over is your personal info. We'll never sell, rent, or distribute your personal or financial information. Read all about how we keep your information safe in our privacy policy.
About Our Cash Advance Loans
No need to make things complicated! Our cash advance loans come with a small, transparent fee - we only loan up to $1500. You'll know exactly what you need to pay back and when - no surprises for our clients!
No Credit Check
Credit scores? That's not really our focus. If you need a cash advance to get by, waiting on a credit check just isn't worth it. We do things differently, never basing decisions on your credit history. Meet our easy requirements, and you'll get our standard rate just like everyone else in BC!
We chose to get into limited, short-term cash advance loans for a couple of reasons. First, it lets us help more people in BC get the funds they need until next payday. Second, long-term loans just add to and even create more financial stress. So, we stick with helpful advances with a limit of $1500.
Limited Advances
What You Need
Just four easy things are needed to get started with a cash advance in BC. Our form will ask for proof of regular income, your active bank account details, a phone number, and email address. We keep the requirements minimal - once you have these, you're ready to apply!
Why Choose Credit Club
Making cash advance loans accessible and treating customers fairly is what we're about. We've made it easy to get a cash advance, and to pay it back. Here's how we've earned 4.7 stars on Trustpilot:
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Licensed Lender
We follow all laws and regulations in British Columbia. We're fully licensed in BC, so you can feel confident with us as your trustworthy lender. We also offer cash advances in Ontario & Nova Scotia and are growing fast! Look for our loans in your province soon!
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Transparent Fee Structure
Our fees are always clear and upfront for our friends in BC. No guesswork, no hidden costs - ever! Pay just $14 for every $100 you borrow, up to $1500. That's it. Everyone in BC gets the same fair fee, no matter their credit history. It's just our way of being an honest and straightforward lender.
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Minimal Requirements for Cash Advances
To qualify for a cash advance in BC, here's everything you'll need to get started:
- Checking account in your name
- Steady recurring income
- Active phone number
- Email Address
We're making it easy to get loans when you need them in British Columbia!
Calculate Your Advance
Choose your province and tell us how much you're looking to borrow. Our calculator will show you the exact amount due come next payday.
- $100
- $200
- $300
- $400
- $500
- $600
- $700
- $800
- $900
- $1000
- $1100
- $1200
- $1300
- $1400
- $1500
Frequently Asked Questions
What's a cash advance and how does it work?
A cash advance loan is a short-term helping hand to cover expenses until your next paycheck arrives. Here in BC, you can apply online at CreditClubLoans.com and get funds deposited as soon as the same day.
What do I need to apply for a cash advance in BC?
We keep it simple! To qualify for a cash advance in BC, all you need is an active bank account in your name, proof of recurring income, a phone number, and email address. If you have these, you can get approved in as little as 30 minutes!
Do I need good credit to get a cash advance loan with Credit Club?
Not at all! At Credit Club, we offer cash advance loans between $100 to $1500 without needing a good credit score. To apply in BC, just give us your bank account details, proof of regular income, a phone number and an email address.
How long does it take to get my cash advance in BC?
When you need some extra cash to get to payday in BC, we aim for speed! You can count on us to offer approval in as little as 30 minutes. Once approved, we'll send your cash advance directly to your bank account via Email Money Transfer.
What happens if I miss my cash advance repayment?
On your next payday or 14 days after getting your cash advance, we'll withdraw the agreed amount plus our small fee. If the withdrawal doesn't go through, there's a $20 charge, in addition to any fees your bank might charge. We understand that unexpected things can happen, so we'll reach out to try and arrange a payment plan that works for you. However, continued non-payment will cause an annualized interest rate of 30% from the loan repayment date up to and including once payment is made. For more details, click here.
Lender licence
Ontario 4726568
British Columbia 64068
Nova Scotia 222985929
Fast - Simple - Secure
At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.
As a licensed and responsible lender, we encourage you to review our sample borrowing costs below.
