Minutes to Apply - Quick Cash Advance Loans
Our minimal requirements and streamlined application process make cash advances more accessible to Canadians. Fill in a simple one page form with no credit check needed. Fees are upfront and transparent so you know exactly what you'll owe come payday.
Apply In Minutes
Our minimal requirements and streamlined application process make cash advances more accessible to Canadians. Fill in a simple one page form with no credit check needed. Fees are upfront and transparent so you know exactly what you'll owe come payday.
Instant Approval
Our four minimal requirements are designed to fulfill the needs of a cash advance without creating barriers to access.
Account Deposit
Sent directly to your checking account via Email Money Transfer for fast access to cash when you need it most.
Repay on Payday
Cash advance loans are typically repaid on your next payday with a very small and transparent fee - no surprises!
What They’re Saying
About Us
Over 3000 Canadians have trusted us to provide cash advance loans in their time of need. They appreciate our transparent fees, fast approval times, and no credit check rule - and have given Credit Club a 4.7 rating on Trustpilot. Here's what they've said about us:
Your Privacy is Important to Us
Your trust is appreciated and treated with the utmost respect. We wont sell, rent, or distribute any of your personal and financial information. When you need cash quick, the last thing you should risk is your data - we got you covered in our privacy policy.
About Our Cash Advance Ontario Loans
The takeaway here is Credit Club cash advance accessibility. We're pioneering a new branch of the industry that inserts humanity in its lending. We make it easy, fast, and transparent - here's how:
No Credit Checks
Good or bad credit, that's not on our radar. We simply don't do credit checks. Regardless of your score, you get the same access to transparent and standard rates as well as the same cash advance loan cap as all our clients. We're not in the industry to discriminate based on financial history - if you need temporary relief and meet our easy requirements, we can help.
Our cash advance Ontario loans are capped at $1500. By limiting our advances, we can reach and provide access to cash to more people across the province. We're not a long-term lender, instead we're here for short term relief when you need it.
Limited Advances
What You Need
All you need to apply is a checking account in your name, recurring income, a phone number, and an email. We'll use your financial information to withdraw your cash advance once due and your email to send your advance to your account.
Why Choose Credit Club
We've simplified the cash advance Ontario industry with minimal requirements, upfront and low fees, and near instant approvals. Our clients across the country have given us a 4.7 rating on Trustpilot , here's why:
-
Licensed Lender
Fully licensed in Ontario and abide by all federal and provincial regulations. Rest assured your cash advance in Ontario from Credit Club is legitimate and credible.
-
Transparent Fee Structure
Our fee structure is clear and simple. Just $14 for every $100 loaned, up to $1500. No hidden fees or charges for any cash advance loan offered by Credit Club! Timely repayments won't experience any additional fees, whereas a missed repayment will be charged an extra $20, not including any NSF fees from your bank. For more information on continued failed payments, click here.
-
Minimal Requirements for Cash Advances
Our minimal requirements is one of the things that make us so accessible - here’s all you need to apply for a cash advance in Ontario:
- Checking account in your name
- Steady recurring income
- Active phone number
- Email Address
With such a simple application and quick advances, we’ve become one of Ontario’s favorite cash advance lenders!
Calculate Your Cash Advance Fee
Choose Ontario as your province and the cash advance needed to know exactly what you'll owe.
- $100
- $200
- $300
- $400
- $500
- $600
- $700
- $800
- $900
- $1000
- $1100
- $1200
- $1300
- $1400
- $1500
Frequently Asked Questions
What does it mean to get a cash advance in Ontario?
Getting a cash advance in Ontario means borrowing money for a short amount of time. These are typically repaid once you get your next income check. We understand that it can be difficult to wait for payday and circumstances arise. So, we make it easy and less of a burden to get cash advances. Pay just $14 for every $100 loaned, no credit check needed, and no hidden fees. You can get approved in as little as 30 minutes - get cash when you need a little financial relief.
How can I get an Ontario cash advance immediately?
You can get approved the same day with Credit Club. Our cash advances are accessible and come with low transparent fees. Requirements are simple, all you need is a checking account in your name, proof of payroll, phone number, and email address. We’re quick to approve and you can get your cash relief deposited into your account the same day!
Will applying for a cash advance hurt my credit?
It can - but not with Credit Club. We don’t do credit checks. We’re of the mind that your financial history shouldn’t dictate whether you can get financial relief or if you could even afford to take out a loan. Our fees are standard across the board and affordable - making us accessible to Ontario residents.
Do your Ontario cash advances require me to show proof of income?
Yes, we only have 4 requirements to apply for a cash advance, but a recurring income is one of them.
What will happen if I miss repayment?
We charge $20 for a missed withdrawal, not including any NSF fees from your bank. If you continue to miss the repayment, there’s an annualized interest rate of 30% from the loan repayment date up to and including once payment is made. For more information, click here.
Lender licence
Ontario 4726568
British Columbia 64068
Nova Scotia 222985929
Fast - Simple - Secure
At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.
As a licensed and responsible lender, we encourage you to review our sample borrowing costs below.
