Personal Loans Ontario
Get quick approvals for personal loans in Ontario in as little as 30 minutes!
Minutes to Apply - Quick Approval
The cost of living is getting higher every day in Ontario and unfortunately our income is not keeping up! Rent is skyrocketing, groceries are more expensive than ever, and you never know when you'll need a sudden influx of cash. That is where our personal loans come for the rescue. No credit check needed, low fees, and help when you need it most.
Apply In Minutes
It takes minutes to fill out our simple form with basic, employer, and payroll info. Straightforwardness is what sets us apart.
Instant Approval
We don't ask for much and we don't take much time to approve your personal loan. Expect fast approval in as little as 30 minutes.
Account Deposit
No need to drive to a store location. We send you a personal loan straight to your checking account for instant and easy access.
Repay on Payday
Next payday or 14 days from the day you received the loan - we'll withdraw the amount borrowed plus a small and transparent fee.
What They're Saying
About Us
Ontario residents appreciate how we take on personal lending. They mainly mention our small transparent fees, quick approval process, and no credit check policy. Our four easy requirements have made personal loans in Ontario accessible and earned us 4.7 stars on TrustPilot - see what they're saying about us:
Your Privacy is Important to Us
When you're already dealing with a cash shortage and loan payments, the last thing you need is to worry about your data. Data safety guaranteed with Credit Club. No selling, renting or distributing personal and financial info will happen on our watch. Read more about how we keep your data safe in our privacy policy.
About Our Personal Loans
We keep it straightforward and simple for easy borrowing. We only loan up to $1500 and charge a small transparent fee in return. You'll know exactly how much your personal loan is with no hidden fees!
No Credit Check
You may have been through some tough times - we've all been there! We won't judge your ability to pay back a loan via your credit score - we won't even check it. If you meet our simple requirements, you can apply for a loan with us - no credit check required.
We have good reasons to limit advances, and we think you'll agree! Limited advances give us the chance to help more Ontarians with personal loans. Plus, no one likes to deal with the stress of long-term loans - all they do is increase your debt and add more financial turmoil.
Limited Advances
What You Need
Ready to apply for a personal loan? All you need is proof of recurring income, an active checking account in your name, working phone number, and email address. That's it! It takes just a few minutes to apply for one of our personal loans, and we'll get back to you in as little as 30 minutes.
Why Choose Credit Club
Accessibility and humanity are our core values when handling personal loans in Ontario. We make it easy and simple to get a loan when you need it most and our 4.7 star rating on TrustPilot speaks for itself.
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Licensed Lender
We follow the law and all Ontario regulations to a tee. We're also licensed to operate in other provinces and are quickly growing and expanding our reach. If our services aren't available in your province yet, don't worry - look out for our personal loans in your area soon!
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Transparent Fee Structure
We're always clear about our standard fees. No guess work or hidden charges anywhere! Pay just $14 for every $100 loaned, up to $1500. It's that simple. No matter your credit score, you'll get the same standard fee as all our clients. It's just one way we're injecting humanity back into the lending industry!
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Minimal Requirements for Our Loans
To qualify for personal loans in Ontario with Credit Club, here's what you'll need to get started:
- Checking account in your name
- Steady recurring income
- Active phone number
- Email Address
We're making it easy to get personal loans when you need them the most! A simple process with no hidden fees.
Calculate Your Fee
Choose Ontario and the amount you need for your personal loan. Our calculator will let you know exactly what you'll owe with fees come payday.
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Frequently Asked Questions
What's a personal loan?
A personal loan is a short-term loan that helps you cover home renovations, debt payments or emergency expenses such as hospital bills or car repairs. At Credit Club, we make personal loans accessible in Ontario with small standard fees. You can qualify if you have a checking account in your name, a recurring income, phone number, and email address. If approved, you can receive your personal loan in as little as 30 minutes. Pay just $14 per $100 borrowed, up to $1500 - no matter your credit score!
What do I need to apply for a personal loan in Ontario?
We have just four simple requirements to apply for a personal loan with Credit Club in Ontario. All you need is a checking account in your name, proof of recurring income, an email address, and a phone number. With just that, you can get approved in as little as 30 minutes and get the money sent to your account as fast as the same day.
Is there a limit to the amount you'll loan?
With Credit Club, we offer loans between $100 to $1500. We give limited loans so that we can spread our wings and support as many Ontarians as possible. Avoid long term debt complications and high interest with small standard fees and a 14 day repayment expectation! To apply, all you need is a checking account in your name, proof of recurring income, a phone number, and an email address.
How long will it take to receive my personal loan?
When you need a quick personal loan in Canada - you can trust us to offer approval in as little as 30 minutes! Once your application is approved, we send your loan straight to your checking account via Email Money Transfer. You can have the money in your account as fast as the same day. We know emergencies can't wait, and so we've made our process easy and quick!
What happens if I have trouble paying back my personal loan?
We withdraw your loan on payday or 14 days from lending. If it fails, we charge $20, not including NSFs from your bank. Hey, it happens to the best of us and we want to help however we can, so we'll give you a call to work out a repayment plan. If non-payment continues, a 30% annualized interest rate applies from the loan repayment date until full payment is made.Click here for further details.
Lender licence
Ontario 4726568
British Columbia 64068
Nova Scotia 222985929
Fast - Simple - Secure
At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.
As a licensed and responsible lender, we encourage you to review our sample borrowing costs below.
