Same Day Loans in Ontario

Get approved for same day loans in Ontario in as little as 30 minutes!

Minutes to Apply - Same Day Loan Approval

Too many Ontarians are struggling to make ends meet. Sometimes, an unexpected payment can throw your finances off and cause you to panic. At Credit Club, you're not putting off today's stress for tomorrow - we make repayment easy with standard and transparent fees and no credit checks!

1

Apply In Minutes

Just one page to fill out for online same day loans in Ontario. We make it fast and easy, no physical in-store visit required!

2

Instant Approval

You could hear back in as little as 30 minutes - no unnecessary waits. When you need a same day loan, time is of the essence.

3

Account Deposit

We'll send your same day loan straight to your active checking account via Email Money Transfer. That's quick access!

4

Repay on Payday

Your same day loan is typically due on your next payday or 14 days from when you received your loan.

What They’re Saying
About Us

Thank you Ontario for all the kind words leading to our 4.7 rating on Trustpilot. We're honored to be able to help Ontarians when they need a little extra before payday - without costing them an arm and a leg! Here's what our clients have been saying about us:

Your Privacy is Important to Us

Your trust is paramount - we'll never sell, rent, or distribute your personal and financial information. If you're reaching out for a same day loan in Ontario, the last thing that should be on your mind is data anxiety. Here's how we got you covered in our privacy policy.

About Our Same Day Loans

We're known for our accessibility and we like to think of ourselves as bringing humanity back into the lending industry. Ontarians are looking for a helping hand, not high fees and more stress down the line. Here's how we put you first:

No Credit Checks

No Credit Check

A credit check means more time wasted and possibly discrimination based on your credit score. We're not looking to charge higher fees based on scores, and we're not interested in turning a same day loan into a week long one! You'll get access to standard fees no matter your credit.

As a temporary lender, our focus is on spreading out across Ontario and helping as many people as we can. That's why our same day Ontario loans start at $100 and max out at $1500. Our aim is to help you make ends meet in the short term with small transparent fees that allow you to move forward after the loan is paid.

Limited Amounts

Limited Advances

Requirements

What You Need

Our four simple requirements are an active checking account in your name, proof of recurring income, phone number, and email. With that, you can apply for online same day loans in minutes and get your loan deposited straight into your checking account!

Why Choose Credit Club

We're bringing heart back into the lending industry. Forget vicious repetitive cycles and neverending interest you can't pay off. We have standard transparent fees, limited loans, and minimal requirements that help increase payback rates and help Ontarians when they need us most.

  • Licensed Lender

    We're fully licensed to operate in Ontario - you can trust that we abide by all provincial and federal guidelines. Our mission is to make same day loans in Ontario more accessible and the process easy!

  • Transparent Fee Structure

    You'll know exactly what you'll owe before you even apply! We charge $14 for every $100 loaned, up to $1500. There are no hidden fees and no surprises! If you repay your loan on time, you won't be charged anything more than the standard listed fees. A small charge of $20 for the first unsuccessful repayment from us, and any NSF fees from your bank will be added. For more information on what continued failed repayment looks like, click here.

  • Minimal Requirements for Same Day Loans

    We make it easy to apply for same day loans in Ontario, here's everything you need:

    • Checking account in your name
    • Steady recurring income
    • Active phone number
    • Email Address

    We've made same day loans more accessible in Ontario!

Calculate Your Loan Fee

Choose Ontario from the dropdown and the same day loan amount to know exactly what you'll owe come payday:

Loan amount
  • $100
  • $200
  • $300
  • $400
  • $500
  • $600
  • $700
  • $800
  • $900
  • $1000
  • $1100
  • $1200
  • $1300
  • $1400
  • $1500
$14. 00
$114.00

Frequently Asked Questions

What are same day money loans?

Exactly what they sound like! Same day money loans means you apply for a loan today - and you receive it today. Many underestimate just how possible this is with CreditClubLoans.com. We offer same day approval loans and then deposit your loan straight into your checking account. There are no credit checks and no in-store visits needed. We're here to help with short term loans up to $1500 with low and transparent fees. We're making same day loans in Ontario accessible!

How can I get a same day money loan in Ontario?

Fill out our one page online form with proof of recurring income, a checking account in your name, your phone number, and email! That's all you need to apply and your approval can come in as little as 30 minutes!

Will online same day loans hurt my credit?

The only chance of this happening with CreditClubLoans.com is if your loan goes into arrears. Taking out a same day loan won't hurt your credit (because we don't check your credit) as long as it's paid on time.

Do I need to show proof of employment to get same day approval loans?

You will need proof of recurring income to apply for same day loans in Ontario with Credit Club. It's one of just 4 easy requirements, including a checking account in your name, phone number, and email.

I'm unable to pay back my same day loan, what now?

First, a deep breath! It happens to the best of us - and we get it, stuff happens. We have a small $20 charge for unsuccessful withdrawals, not including NSF fees from your bank. Then, we'll reach out to talk about a payment plan that works for you - our agents are compassionate and want to work with you to figure out a solution that helps everyone. If repayment can't be made, there's an annualized interest rate of 30% from the loan repayment date up to and including one payment is made. Click here for further details.

Apply for a loan now
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Ontario 4726568

British Columbia 64068

Nova Scotia 222985929


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Fast - Simple - Secure

At Credit Club we are dedicated to providing you with a solution to meet your immediate money needs right from the privacy of your home.

NEED HELP?
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Online Payday Loans Across Canada

Credit Club is proud to offer loans online to the residents of Ontario and British Columbia. Citizens of Toronto or Ottawa can apply online from the comfort of their home and receive the funds usually the same business day. Canadians from Vancouver and Victoria know they can be approved even if they have less-than-perfect credit. Citizens of Hamilton and Mississauga can apply online in minutes and get instant approval.

Understanding our loan fees

We charge $14 per $100 borrowed. Example of the total cost of the loan, for a $300 loan the cost of borrowing will be $42 and the payback amount $342.

Annual Percentage Rate Disclosure

Annual Percentage Rate (APR) varies from 90% to 365%. The minimum and maximum for repayment period is 62 days. For further details on APR, please refer to the FAQs and Pricing.

Implications of non payment

Financial Implications - If a pre-authorized withdrawal is returned to Credit Club for any reason, including but not limited to "NSF" or "account frozen," it will be considered as a non-payment. In these cases you might be charged an NSF fee. You may also incur an overdraft charge from your bank. In addition, an annualized interest rate of 30% will accrue from the loan repayment date up to and including the eventual repayment date.

Collection Activity - We may attempt to collect any delinquent amount through our standard collection practices, which include contacting you by phone, mail or email. Our collection agencies recover monies owed to us in a professional manner and in keeping with all lawful collections practices.

Impact on Your Credit Score - If you do not repay your loan to Credit Club, your credit score may be negatively affected.

Renewal of your Payday Loan ? Credit Club does not offer automatic renewals on its payday loans.

No unnecessary paperwork
Quick application process
No faxing required
Secure & Confidential
Need help ?
Email us now and our agents will take care of you.

Credit Club Address
  • 701-1 Rideau Street, 7th floor, Ottawa, Ontario, K1N 5S7

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